*99# NPCI

*99# NPCI for cashless transactions anywhere anytime without Internet. Just need to sync your mobile with the bank accounts.GoCashlessIndiaYou can access your bank account without enabling internet service. This service uses voice connectivity. *99# is the common service code across all telecom service providers.
No need of SMS to track your balance. Application works on USSD *99# and does not require any Internet GPRS, no need to stand on queue in-front of ATM's.
One of the best ways to utilize mobile banking is through USSD *99#.
As USSD code connects to the telecom operator’s server, it also connects to bank’s server. Hence, it gives you access to your bank account and performs some transaction. The entry to your bank account is given on the basis of registered mobile number. Thus, you must use registered mobile number to dial the USSD code.
BHIM (Bharat Interface for Money) - a re-branded version of UPI (Unified Payment Interface) and USSD (Unstructured Supplementary Service Data)
Features:No need of internet to do transaction after download & installation of AppEasy to use, no additional registration processProtect App from unauthorized accessSelect Language to Get Response in Hindi Gujarati Marathi and more Languages.one Click Balance EnquiryUPI goes live with 21 banks in India to enable cashless transactions using your smartphone
NEFT and RTGS both involve a pretty significant delay, so you don't need to bother about that. UPI is based on IMPS, so in a basic sense, there's no big difference. UPI apps basically feature IMPS system designed for a mobile world - it's much more convenient to use, and easier to set up.
You can’t pay for online shopping through the IMPS. But UPI gives the easiest way of online payment.
Services:Balance enquiry, Mini statement, QSAM, Funds transfer using IFSC and Account number Or Send money using MMID or IFSC. There is also an option to change the default MPIN that you get from the bank, Change of MPIN and Generate OTP.
Features :
1. Shortlist banks for faster access.4. Aadhaar Link Status Check
Supported all the 51 USSD codes.
Abhyudaya Co-op BankAllahabad BankAndhra BankApna Sahakari BankAxis BankBank of BarodaBank of IndiaBank of MaharashtraBhartiya Mahila BankCanara BankCentral Bank of IndiaCorporation BankDCB BankDena BankFederal BankGujarat State Co-op BankHasti Co-op BankHDFC BankICICI BankIDBI BankIndian BankIndian Overseas BankIndusInd BankING Vysya BankJanata Sahakari BankKarnataka BankKarur Vysya BankKotak Mahindra BankMehsana Urban Co-op BankNainital BankNKGSB Co-op BankOriental Bank of CommercePunjab & Maharashtra Co-op BankPunjab & Sind BankPunjab National BankRBL BankSaraswat BankState Bank of Bikaner & JaipurState Bank of HyderabadState Bank of IndiaState Bank of MysoreState Bank of PatialaState Bank of TravancoreSyndicate BankTamilnad Mercantile BankThe South Indian BankUCO BankUnion Bank of IndiaUnited Bank of IndiaVijaya BankYes Bank
USSD code For Different LanguagesEnglishHindi (*99*22#)Marathi (*99*28#)Bengali (*99*29#)Punjabi (*99*30#)Kannada (*99*26#)Gujarati (*99*27#)Tamil (*99*23#)Telugu (*99*24#)Malayalam (*99*25#)Oriya (*99*32#)Assamese (*99*31#).
Note: Inspiration to develop this app came from npci documents (*99# service) but this app is not from government / NPCI.